Article in NextBillion on Four Problems That Keep Social Enterprises Stuck, and How To Address Them

The session on loan access for social enterprises in India shared key learnings from lenders and a founder who had successfully raised capital for scaling.

Article published in The Hindu Business Line When banks are offered a sovereign guarantee, they do not suddenly lend to the most excluded. A guarantee only changes the cost of being wrong. And if the lender cannot read the borrower at all, the guarantee changes nothing.

The session on capital access for climate resilience with guarantees shared key learnings from a donor, lender and a intermediary who had successfully deployed guarantee capital for catalyzing loans.

Credit guarantees bring lenders to the table, unlock loans and channel capital to enterprises that need it. But one-off deals do little to change lenders’ behavior.

The need for capital for early stage ventures and the role of debt was discussed in the context of how guarantees enabled loan access in India.

Interesting models beyond grant and equity were showcased at an event organized in the Silicon Valley.

The life of a dairy farmer is not any better. Fodder shortage is aggravating due to steady growth in the number of cattle and this has led to input costs shooting up.